@charset "UTF-8";
/* CSS Document */

html {
	padding: 0;
	}
body { 
	font: 100%/1.89 verdana, sans-serif;
	color: #3d4657; 
	background: #7eb8e9 url(includes/eff_bkgd.jpg) no-repeat left top; 
	padding: 0;
	}
p { 
	font: 100%/1.89 verdana, sans-serif;
	font-size: 10pt; 
	line-height: 11pt; 
	color: #3d4657;
	margin-top: 0; 
	text-align: left; 
	}
h1 { 
	font: bold verdana, sans-serif;
	font-size: 14pt; 
	line-height: 16pt; 
	margin-bottom: 0; 
	color: #d44223;
	}
h2 { 
	font: bold verdana, sans-serif;
	font-size: 11pt; 
	line-height: 11pt; 
	margin-bottom: 0; 
	color: #3a63ae;
	}
h3 { 
	font: bold verdana, sans-serif;
	font-size: 11pt; 
	line-height: 11pt; 
	margin-bottom: 0; 
	color: #003473;
	}
h4 { 
	font: bold verdana, sans-serif;
	font-size: 11pt; 
	line-height: 11pt; 
	margin-bottom: 0; 
	color: #d44223;
	}
h5 { 
	font: medium verdana, sans-serif;
	font-size: 9 pt; 
	line-height: 11pt; 
	margin-bottom: 0; 
	color: #3d4657;
	}

a:link {
	font: 100%/1.89 verdana, sans-serif;
	font-size: 10pt; 
	line-height: 11pt; 
	color: #d44223;
	text-decoration: none;
	margin-top: 0; 
	text-align: left; 
	}
a:visited { 
	font: 100%/1.89 verdana, sans-serif;
	font-size: 10pt; 
	line-height: 11pt; 
	color: #d44223;
	text-decoration: none;
	margin-top: 0; 
	text-align: left; 
	}
a:hover, a:active {
	font: 100%/1.89 verdana, sans-serif;
	font-size: 10pt; 
	line-height: 11pt; 
	color: #163e5d;
	text-decoration: none;
	margin-top: 0; 
	text-align: left; 
	}